Apex Transact plays an important role in ensuring efficient and sustainable payment flows in society. 

Apex Transact has a vision of a society where all have access to payment infrastructure and can choose their preferred payment method. Equal access to cash and payments is an increasingly important issue globally and with the current geopolitical climate there are more discussions around the world on the importance of access to all types of payments, including the ability to pay with cash. 

Apex Transact is part of the infrastructure that is critical for society and helps to promote social sustainability. By maintaining and developing the infrastructure for cash and other payment methods Apex Transact is contributing to a sustainable society; to ensuring that cash and other payment methods are available in daily life; to increasing financial inclusion; and to a society that is better equipped to manage various crisis situations. 


Efficient and effective cash management is crucial for banks, retailers and individuals. Cash is particularly important for groups of people who are digital outsiders or where cash is the only option. Also, Apex Transact Pay is an example of a solution where everyone can use their preferred payment method – cash, card or digital payment. Apex Transact' services also help make society better equipped for events such as natural disasters, wars and conflicts, IT crashes, cyberattacks and other unforeseen events that disrupt daily life. A breakdown in electronic payments presents a real threat to our everyday life. Apex Transact' business model ensures that functions critical in society can be maintained in the face of external threats.